Life Settlement Brokers in Washington

A Better Way to Sell Your Life Insurance Policy

Washington policyholders deserve more than one-sided offers and high-pressure sales. Yet many direct buyers operate multiple life settlement “marketing companies,” creating the illusion of choice while funneling you into a single lowball offer. Others use pressure tactics like “expiring” offers, relentless phone calls, and distressing emails.

Windsor is different. As an independent life settlement broker, we represent you—not the buyers. We introduce your policy to a broad network of institutional investors who compete for it. Meanwhile, our team handles the countless hours of underwriting, negotiations, and paperwork. The result? Stronger offers and a better life settlement experience for Washington policyholders.

Why Washington Policyholders Choose Windsor

From Seattle to Spokane, Tacoma to Bellevue, policyholders trust Windsor because we deliver:

  • Higher Offers Through Competition – Multiple buyers bidding on your policy means stronger payouts.

  • Full-Service Dedication – Windsor takes on the stress, manpower, and hours of the process so you don’t have to.

  • No Pressure Tactics – No “expiring” offers, harassing calls, or pushy emails.

  • Experienced Guidance – With 16+ years of industry expertise, Windsor has a proven track record nationwide.

Local Insider Knowledge: Washington Life Settlement Laws

Washington regulates life settlements under RCW 48.102 (Life Settlements Act), providing strong protections for policyholders:

  • 15-Day Right to Rescind – A settlement can be rescinded within 15 days of receiving proceeds by returning them.
    👉 RCW 48.102.061(2)

  • Escrow & Prompt Payment – Settlement proceeds must be placed in escrow and released to you within 3 business days after the insurer confirms the transfer.
    👉 RCW 48.102.061(3)

  • Mandatory Disclosures – Brokers must disclose alternatives (policy loans, accelerated benefits), potential tax and creditor consequences, impact on public assistance, rescission rights, broker/provider compensation, and insurer contact information.
    👉 RCW 48.102.061(1)

  • Licensing & Oversight – All life settlement brokers and providers must be licensed by the Washington Office of the Insurance Commissioner.
    👉 RCW 48.102.021

These protections ensure that Washington policyholders can make informed, pressure-free decisions. Windsor not only complies with these laws—we exceed them by managing the hours and stress required to secure the best outcome.

Serving Policyholders Across Washington

From Puget Sound to the Tri-Cities and Eastern Washington, Windsor supports policyholders statewide. Our process is remote-friendly and built for convenience while still connecting your policy to national investor competition.

The Next Step

If you’re considering a life settlement in Washington State, don’t leave money on the table with direct buyers or life settlement “marketing companies.” Windsor creates true competition, takes on the stress and hours, and delivers stronger offers.

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