Life Settlement Brokers: Why Independence Matters

More than full-service — it’s protection.

More Buyers. More Offers. More Money in Your Pocket.

Many policyholders report experiencing an “illusion of choice” in today’s life settlement market.  That’s because not every life settlement company is as it appears.  Some of these life settlement companies actually own other life settlement companies, and some actually own life settlement “marketing companies” that all funnel your data back to the same desk.  So behind the curtain it’s all the same buyer, the same agenda, and the same outcome: less money in your pocket.  Other companies will give you an offer and claim that offer “expires” in a few days, as if their offer “expiring” means the value of your policy suddenly goes to zero. 

Introduce a life settlement broker to the equation and suddenly the whole process changes. This most-often results in a much-improved life settlement experience for policyholders. Windsor is independent. We don’t buy policies.  If we did our goal would be like everyone else: to get your policy for the lowest amount possible. 

Instead we represent the policyholder.  We take your policy beyond the life settlement companies to a broader marketplace of institutional investors and private funds that have all been buying policies from us since 2012. Policyholders benefit from having professional representation, more competition, more leverage, better offers and ultimately, a better life settlement experience for all involved.

This is merely one advantage of working with a top life settlement broker: independence.

Let’s compare.

Life Settlement Company / Provider Independent Broker
Represents the buyer’s interest in ‘buying low’
Represents your interest in ‘selling high’
Pressure tactics: expiring offers, relentless phone calls, distressing emails.
Manages the process on your terms.
May own “marketing companies” that funnel your data
Your data stays with us until you say otherwise.
Single offer
Multiple offers

Why Windsor?

The Windsor team has been representing policyholders since 2012. We are recognized for:

  • Delivering some of the highest offers in the industry.
  • Operating with a transparent, fiduciary-first approach.
  • Paying top commissions to partner agents and advisors.
  • Providing a streamlined process that respects your time and decisions.

Who We Serve

  • Policyholders who want to maximize the value of their life insurance.
  • Attorneys and estate planners seeking fair-market outcomes for clients.
  • Financial advisors and insurance agents who recognize their fiduciary duty.
  • Families navigating care costs, retirement needs, or unexpected expenses.

Take the Next Step

If you are qualified to sell your life insurance policy, consider hiring a broker.  Aside from the aforementioned benefits, the amount of time a broker will save you from managing the process alone will be priceless. 

If after reading this you still plan to sell your policy directly, we understand and wish you the best.  We suggest that you ask your life settlement company these three questions.  Their answers could prove helpful.  Lastly, if at any time you would like to discuss your case, please feel free to reach out.