A Life Settlement CompanyAs a policyholder, you may wonder if your life insurance policy qualifies for a life settlement, a transaction in which one party sells a life insurance policy to another party. If it does, hiring a trusted life settlement company will be the next step. For now, you can find out if your policy would be attractive to buyers by filling out our policy form on this page, trying our new life settlement calculator for an instant quote, or by visiting our life settlements resource page, which aims to answer any and all questions from the history to the process.
What kinds of policies are most valued?Like most life settlement companies, we'll consider any life insurance policy. However, we've found the most "qualified" policies are Universal Life and Convertible Term Life policies. In the last few years, policies with conversion privileges have become highly valued. Policies are most valuable when at least one of the following are true:
- The policyholder is 60+ years old
- The policyholder has health impairments
- The face amount of the policy is $100,000.00+