Unlock Financial Freedom with Life Settlements

Maximize Value for Your Clients and Secure Their Financial Futures

life settlement broker

Here's Why Agents Prefer The Windsor Marketplace®

If your client’s policy qualifies to enter our marketplace, it will see offers from of all the major life settlement companies as well as a nationwide network of private buyers.  This is by far the most efficient way to sell your client’s policy and for the highest amount possible.

Here's Why Agents Prefer The Windsor Marketplace®

If your client’s policy qualifies to enter our marketplace, it will see offers from of all the major life settlement companies as well as a nationwide network of private buyers.  This is by far the most efficient way to sell your client’s policy and for the highest amount possible.

life settlement broker

Benefits For The Financial Professional

  • Create new capital for your client
  • Receive extra commissions
  • Keep renewal and trailer incomes
  • Reduce lapse rates
  • Keep original policy in force
  • Offer a creative valuable service to your clients
  • Sell more needed or cost effective life products or annuities

Benefits for the Policy Holder

  • Estate size changes creating the need for a larger or smaller face value to cover taxes
  • Fund a life product that better suits individual need.
  • Pay off a debt
  • Funds for a charitable gift / Gift to family members
  • Create funds to invest elsewhere
  • More valuable alternative than surrendering a policy
  • Fund long term care

Benefits for the Policy Holder

  • Generate funds to cover estate taxes
  • Fund new more cost effective coverage
  • Fund a life product that better suits individual needs
  • Pay off a debt
  • Funds for a charitable gift / Gift to family members
  • Create funds to invest elsewhere
  • More valuable alternative than surrendering a policy
  • Fund long term care
life settlement regulations increase consumer confidence

Business Applications

  • Key-man insurance no longer needed
  • Buy/sell agreement is no longer needed due to a company sale
  • Purchase a minority interest in a business
  • Bankruptcy creates need for liquidation
  • Pay off company debt

Frequently Asked Questions

What is a life settlement?

Life settlements are simply transactions where life insurance policies are sold by one party to another party. The purchasing party is an investor willing to pay the seller a fee to purchase the policy and in return is named the beneficiary and takes on responsibility for paying future premiums.

How does a life settlement benefit your clients?

Your clients benefit because life settlements allow them to convert a diminishing asset into cash and it relieves them from the burden of paying premiums. As a life insurance settlement broker, Windsor Life Settlements can help you create value from those otherwise worthless policies by selling them into the life settlement market.

Preferred Types of Life Policies

While Windsor will consider any type of life insurance policy, we have found that the most appealing ones for buyers are Universal Life and Whole Life policies. In the last several years Term policies with conversion privileges have become highly sought after. You can be a hero to your clients by putting cash in their pocket for a policy that would otherwise expire worthless.

Why Windsor?

If your client’s policy qualifies for our marketplace, it will see offers from of all the major life settlement companies as well as a nationwide network of private buyers.  This is by far the most efficient way to sell your client’s policy and for the highest amount possible.

Personalized Service

You will work directly with one of Windsor’s principals who will serve as your single point of contact throughout the transaction.

Knowledge

Our goal is for you to be the expert in front of your client and we can do just that by helping you answer any question that might come up. We’re happy to walk you and your client through the process step-by-step.

Experience

Windsor has been in business for 12 years.  We have the experience needed to sell your client’s policy quickly and for the highest amount possible. 

Transparency

We’ve found that the best way to create a favorable impression is to be transparent in all aspects of our business. With Windsor, you and your client will know exactly where you stand every step of the way.

Current Market Criteria

Windsor’s marketplace is exclusively for clients with the following criteria:

  • Age: 75 years and older
  • Health: Significant impairments or terminal illness like cancer. 
  • Life expectancy: 144 months or less
  • Face amount: $250,000 minimum 
  • Policy origination: policies beyond the contestability period (typically two years)

Getting Started

The best way to get started is to use our life settlement calculator to get an immediate sense of whether your client’s policy qualifies.  If you’d prefer to speak to an account manager right away, call (888)-994-6376

 

Call Us Today!

We’re available Monday-Friday 9am-5pm CT to discuss your client’s policy.