Philadelphia is a city that prizes independence—but in the life settlement industry, too many policyholders don’t get it. Direct buyers often hide behind multiple life settlement “marketing companies,” creating the illusion of choice while steering you to one low offer. On top of that, policyholders face pressure tactics like “expiring” offers, harassing phone calls, and distressing emails.
Windsor offers a smarter path. As an independent life settlement broker, we represent you—not the buyers. We introduce your policy to a wide network of institutional investors who compete for it. Meanwhile, our team absorbs the stress, hours of work, and manpower it takes to manage this complex process. The result? Stronger offers and a better experience for Philadelphia policyholders.
Across the Main Line, Center City, and Greater Philly, Windsor is trusted because we deliver:
Higher Offers – Multiple investors competing for your policy drives payouts higher.
Full-Service – We handle the hours, paperwork, and stress—you focus only on the decision.
No Pressure Tactics – No “expiring” deadlines, no harassing calls, no inbox flooding.
Proven Experience – With 16+ years in the industry, Windsor knows how to deliver stronger outcomes.
Pennsylvania law provides strong consumer protections for policyholders:
15-Day Right to Rescind – Cancel the settlement within 15 days of receiving proceeds by returning them.
👉 40 P.S. § 626.10(b)
Escrow & Prompt Payment – Proceeds must be deposited in escrow and released to you within 3 business days after the insurer acknowledges transfer.
👉 40 P.S. § 626.10(c)
Disclosure Requirements – Brokers must disclose alternatives (accelerated death benefits, loans), potential tax impacts, public assistance effects, rescission rights, and compensation details.
👉 40 P.S. § 626.10(a)
Licensing & Oversight – Brokers and providers must be licensed by the Pennsylvania Insurance Department, which has authority to enforce compliance.
👉 40 P.S. § 626.3
These laws ensure Philadelphia policyholders are protected with time, transparency, and clear information. Windsor embraces these rules and goes further—removing the stress, hours, and complexity from the process.
From Center City and University City to the Main Line, Cherry Hill, and South Jersey suburbs, Windsor supports policyholders across the region. Our process is remote-friendly and built for convenience while still delivering national investor competition for your policy.
If you’re considering a life settlement in Philadelphia, don’t let direct buyers or life settlement “marketing companies” dictate your outcome. Windsor takes on the hours, stress, and legwork—so you walk away with stronger offers and peace of mind.