San Francisco policyholders are no strangers to complex financial decisions. But when it comes to life settlements, too many face a process that feels stacked against them. Direct buyers often operate multiple life settlement “marketing companies,” creating the illusion of choice while pushing you toward a single lowball offer. Add in pressure tactics—“expiring” offers, relentless phone calls, and distressing emails—and the process quickly becomes stressful.
Windsor provides an alternative. As an independent life settlement broker, we represent you—not the buyers. We introduce your policy to a network of institutional investors who compete for it. Behind the scenes, our team manages the hours of underwriting, negotiations, and coordination required to maximize results. The outcome: stronger offers and a better life settlement experience for San Francisco policyholders.
From Pacific Heights to Silicon Valley, Windsor is trusted for independence, expertise, and results:
Higher Settlement Values – Real competition among buyers pushes offers higher than direct sales.
Full-Service Dedication – Windsor takes on the manpower, stress, and hours of work so you don’t have to.
No Pressure Tactics – No “expiring” offers. No harassing phone calls. No email flooding.
Experienced Guidance – With 16+ years of industry expertise, Windsor has delivered better outcomes nationwide.
California’s laws protect policyholders with strict safeguards:
15-Day Right to Rescind – You may cancel a settlement within 15 days of signing or receiving proceeds, by returning them.
👉 California Insurance Code §10113.2(b)
Escrow & Prompt Payment – Proceeds must be deposited in escrow and released to you within 3 business days of insurer acknowledgment.
👉 California Insurance Code §10113.2(c)
Mandatory Disclosures – Brokers must provide clear disclosures covering alternatives (policy loans, accelerated benefits), tax implications, possible loss of benefits, rescission rights, and broker compensation.
👉 California Insurance Code §10113.2(a)
Strict Licensing – All brokers and providers must be licensed by the California Department of Insurance, ensuring compliance and consumer protection.
👉 California Insurance Code §10113.1
These protections ensure San Francisco policyholders benefit from fairness and transparency. Windsor builds on that foundation by eliminating the hours, manpower, and stress involved in the process.
From San Francisco to Oakland, Berkeley, and down the Peninsula, Windsor helps policyholders throughout the Bay Area. Our process is remote-friendly and designed for convenience while still connecting you to a nationwide investor marketplace.
If you’re considering a life settlement in San Francisco, don’t leave money on the table with direct buyers or life settlement “marketing companies.” Windsor introduces your policy to true competition—while taking on the stress, hours, and legwork required to deliver the best outcome.