Texas is one of the largest life settlement markets in the country, with thousands of policyholders unlocking value from policies they no longer need. But too many encounter obstacles: direct buyers operating multiple life settlement “marketing companies,” creating the illusion of choice; “expiring” offers that pressure you to decide too quickly; and endless phone calls or distressing emails that turn the process into a headache.
Windsor takes that burden away. We are independent life settlement brokers, we represent you—not the buyers. Our team manages the countless hours of underwriting, paperwork, and negotiations required, while connecting your policy to a network of institutional investors who compete for it. The result: stronger offers and a better life settlement experience for Texans.
From Dallas and Houston to Austin, San Antonio, and beyond, policyholders trust Windsor because we provide:
Higher Settlement Offers – Real competition among multiple buyers usually drives payouts higher than selling direct.
Full-Service Dedication – Windsor takes on the hours, manpower, and stress involved in the process so you don’t have to.
No Pressure Tactics – No “expiring” offers. No harassing phone calls. No pushy emails.
Proven Experience – With more than 16 years in the industry, Windsor has consistently delivered stronger outcomes.
Texas regulates life settlements under the Texas Insurance Code, Chapter 1111A, with strong consumer protections:
Rescission Rights – You may rescind a settlement within 15 days after receipt of proceeds by returning them.
👉 Tex. Ins. Code §1111A.010(b)
Escrow & Prompt Payment – Settlement proceeds must be deposited in escrow and released to you within 3 business days after the insurer confirms policy transfer.
👉 Tex. Ins. Code §1111A.010(c)
Disclosure Requirements – Brokers must disclose tax implications, creditor claims, alternatives such as policy loans or accelerated benefits, compensation, rescission rights, and insurer contact information.
👉 Tex. Ins. Code §1111A.009
Licensing & Oversight – All providers and brokers must be licensed with the Texas Department of Insurance, which regulates contracts and enforces compliance.
👉 Tex. Ins. Code §1111A.003
These safeguards ensure Texas policyholders benefit from time, transparency, and fairness. Windsor not only complies with Texas law—we go further by removing the stress and manpower required to achieve the strongest possible outcome.
From major metros like Dallas, Houston, and Austin to smaller cities across the Lone Star State, Windsor helps policyholders statewide. Our remote-friendly process allows you to review offers from home while Windsor drives national investor competition.
If you’re a Texas policyholder considering a life settlement, don’t leave money on the table with direct buyers or life settlement “marketing companies.” Windsor creates real competition and delivers stronger offers—while handling the hours, stress, and details on your behalf.