For Idaho policyholders, selling a life insurance policy through a life settlement can be a smart financial decision. But the process can be overwhelming. Direct buyers often operate multiple life settlement “marketing companies,” giving the illusion of choice while limiting your options to one lowball offer. Add in “expiring” offers, endless calls, and distressing emails, and what should be an opportunity becomes a burden.
Windsor offers a better way. As an independent life settlement broker, we represent you—not the buyers. By introducing your policy to a wide network of institutional investors, Windsor creates true competition. Meanwhile, our team handles the countless hours of underwriting, negotiations, and paperwork. The result: stronger offers and a better life settlement experience for Idaho policyholders.
From Boise to Coeur d’Alene and beyond, Idahoans work with Windsor because we deliver:
Higher Settlement Values – Competition among investors typically results in stronger offers.
Full-Service Dedication – We take on the stress, hours, and manpower it takes to manage the process.
No Pressure Tactics – No “expiring” offers, harassing calls, or pushy emails.
Experienced Guidance – With over 16 years of experience, Windsor brings clarity and confidence.
Idaho regulates life settlements under Idaho Code §41-1943 to §41-1959, providing consumer protections:
15-Day Right to Rescind – You may rescind a settlement within 15 days after receiving proceeds by returning them.
👉 Idaho Code §41-1949(3)
Escrow & Prompt Payment – Proceeds must be placed in escrow and released to you immediately upon insurer acknowledgment of transfer.
👉 Idaho Code §41-1949(4)
Clear Disclosures – Brokers must disclose alternatives such as accelerated benefits or policy loans, tax consequences, creditor claims, public assistance impacts, compensation, and rescission rights.
👉 Idaho Code §41-1943(1)(a)
Licensing Requirements – Brokers and providers must be licensed by the Idaho Department of Insurance to conduct life settlements.
👉 Idaho Code §41-1944
These protections ensure Idaho policyholders can make informed, pressure-free decisions. Windsor embraces these safeguards and goes further—taking the stress, hours, and legwork off your shoulders.
From Boise and Meridian to Idaho Falls and Twin Falls, Windsor supports policyholders statewide. Our remote-friendly process allows you to explore offers from home while Windsor drives investor competition.
If you’re considering a life settlement in Idaho, don’t let direct buyers or life settlement “marketing companies” limit your options. Windsor creates real competition, manages the stress and hours, and delivers stronger offers.