Does My Policy Qualify?As a policy holder you may wonder if your life insurance will qualify for a Life Settlement, a transaction in which one party sells a life insurance policy to another party. You can find out if your policy would be attractive to buyers by filling out our quick form on the right or by visiting our qualifier page that helps answer the popular question what is a life settlement?
There is also an option for terminally ill patients called a viatical settlement which enables the policyholder to access money from the life insurance policy. Inherently our goal is to ease the process of accessing cash payments for life insurance policies that are no longer needed. We are the consumers’ advocate and will guide you through the process of accessing your funds and providing any information behind why you may want to sell your life insurance policy for cash. Windsor also works with insurance agents/brokers, estate lawyers, accountants, financial planners and other advisors to help their clients unlock the hidden value in an asset that, historically, is overlooked. To find out more please visit our life settlement agents page.
What kinds of policies are most valued?We will consider any life insurance policy but we have found the most appealing policies in the life settlements market are Universal Life and Convertible Term Life policies. In the last few years, policies with conversion privileges have become highly valued. Policies are most valueable and most likely to be purchased when
- The policy holder is 70+ years old
- The policy holder has health impairments
- The face amount of the policy is $100,000.00+
Life Settlements and Accessing Life Insurance FundsWindsor Life Settlements is a life settlement broker completely focused on helping consumers generate cash for life insurance policies that are no longer needed. It's our job to get the best price possible for sellers. To accomplish this, we've developed relationships with a number of buyers so that we can easily shop your policy and get you the best deal as quickly as possible. Click on the following link to find out more about our company as a life settlement provider.
Hours: Mo, Tu, We, Th, Fr: 9:00 am - 5:00 pm