Yes, technically you can sell a Whole Life policy.
…but you probably don’t qualify.
Still it’s worth checking just to be sure. Use the calculator to see what your whole life policy is worth when represented by a life settlement broker or call us when you’re ready.
Life Settlement Calculator
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If You Are "Qualified", Whole Life policies Fair Well On The Life Settlement Market
Despite all of the ads and commercials suggesting otherwise, most people will not qualify for a life settlement. However we specialize in helping policyholders uncover the hidden market value of their whole life insurance policies. While most see only the cash surrender value offered by the insurance carrier, we connect you with institutional buyers who may be willing to pay significantly more. The difference can be life-changing.
The amount of money received in a whole life insurance settlement or viaticals depends on the face value of the policy, life expectancies, policy premiums, death benefit amounts, and more.
Why Our Buyers Prefer And Pay A Premium For Whole Life Policies
Dividends Can Help Lower Monthly Premiums
With most Whole Life insurance policies, there's no option to pay less unless using dividends to lower premium payments.
Challenges Selling Whole Life Policies
Getting a life settlement on whole life insurance can be difficult. As the cash value of the policy increases, a life settlement makes less financial sense for life settlement providers.
Do You Have Significant Health Impairments?
Whole Life policies are most likely to qualify if the policy holder is facing significant health challenges. Policyholders facing terminal illnesses are encouraged to apply.