Life Settlement Calculator

life settlement calculator

Important Factors That Can Affect Your Settlement Value

Knowing what to expect will help you enter the process with the tools to make informed decisions. In particular, our calculator gives you a number range based on our experience in the market. Nevertheless, It’s not a definitive quote. To clarify, many factors impact the value of a life settlement making no two life settlements the same.

Qualified Policy TypeCurrent Cash Value
Your Annual Premium Amount
Whole. Universal. Term.
You can sometimes convert a term policy into a permanent product prior to pursuing a life settlement. So, term policies can still qualify for a life settlement.
Policyholders receive higher offers if their policy has a high cash value.  A buyer may use the cash value of your life insurance policy to cover expenses.
The most valuable policies usually have lower premiums.  After a life settlement, the buyer takes over paying the future premiums.

Life Settlement Calculators Are the First Step

Certainly, life settlement calculator results are not a guarantee that a provider will offer to purchase a policy. They are however a transparent assessment of an insurance policy and the life settlement market. Basically, this helps you decide if you should keep the policy, or sell it. By all means, after using a life settlement calculator, you should reach out to a life settlement broker to get a formal quote.

"Policyholders should be able to instantly discover if they can sell a policy or if it makes more financial sense to keep it. Unfortunately, this is not always the case. Sometimes, our competitor's life settlement calculators are very wrong. This creates mismanaged expectations and they waste their time. Many people seeking life settlements have significant health impairments. So it's important to get them the most accurate information possible." - Ken Kelly, CEO Windsor Life Settlements

The Process Of Obtaining a Life Settlement

The life settlement process can take about 30-90 days.  Taking some time to field offers can give you a significantly higher payout from your policy when compared to selling your policy on your own.

Free consultation

Speak with an expert who will help you map out the best path forward for your policy.

Gathering the documents

We can help make these calls on your behalf while you focus on your life. 

Out To Market

We begin receiving offers for your policy from multiple interested buyers, pushing the price higher and increasing your payout. 

In Closing

Funds are paid to you in full!

Speak With An Expert Now!

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