Can I sell my term life policy?

Term policies are the most common life insurance policies on the market. If you’re over age 70 or living with significant health impairments, you can likely sell your term policy for a single cash payment. Get a quote before allowing your policy to lapse.

Check Your Term Policy!

Get an immediate quote for your policy.

Is your Term policy convertible?

If so, converting a term policy will likely result in increased premiums. Find out if your policy is convertible to a permanent product.

Buyers Can Convert Your Term Policy

In many cases, buyers will convert your policy into a permanent product, assuming future premiums if a policy is sold.

Are you Over Age 75?

Term policies can rarely be converted after age 75. However, we've seen it happen before. Don't let this stop you from getting a quote today.

Selling A Term Policy For A Single Cash payment

Term policies make up the majority of the life insurance market.  This is because term policies have affordable monthly premiums.  They are the perfect investment strategy for younger investors focused on starting a family or otherwise protecting their dependents while still allowing policyholders extra funds for other investments.  It’s also a good deal for the insurance companies.  Did you know that 95% of term policies don’t result in a death benefit claim?  Also, after age 75, term policies are rarely convertible. 

Term Policies Can Qualify For Life Settlements

We have over 20 years of experience consulting term policy owners.  If you own a term policy and are considering a life settlement, determining eligibility yourself can be a challenge. In many cases, it’s easy to miss a small detail that can make a big difference.  Term policies tend to have different kinds of restrictions and fine print that are unique to each policy making selling a term policy for cash a challenge. So, for this reason, it’s best to speak with a life settlement professional who can help you be certain of your options.

Connect With A life settlement professional


Windsor was recently featured on: