As mentioned above, the state of New Jersey has put into place laws governing life settlements. Life settlement providers must apply for the proper credentials to be able to operate anywhere in New Jersey. New Jersey has enacted a statute governing viatical settlements; if the law is not followed, the settlement would be void. In order to acquire a life settlement or a viatical settlement in New Jersey, the correct process must be followed. It is important to consult a registered New Jersey life settlement provider like Windsor Life Settlements before selling your policy.