Berkshire Settlements
Berkshire Settlements is an Atlanta based, family owned life settlement provider. It buys policies directly rather than brokering them, and it has been licensed in a growing list of states since the mid 2010s. It is a member of the Life Insurance Settlement Association and takes a noticeably plain approach to its own marketing. There are no television commercials and no sun-kissed retirees on a beach.
- Headquarters
- Atlanta, GA
- Role
- Direct Buyer
- Direct offers
- Buys policies directly
- Phone
- 800-233-1745
- Contact
- Contact page
What Windsor knows about Berkshire Settlements
Berkshire is small compared with the largest buyers, and that cuts both ways. A smaller provider building a portfolio often has to bid harder to win a policy, which can work in a seller favour. It also means they will pass on files that do not fit, and they will not be in the market for everything.
The family ownership shows up in how cases are handled. A policyowner is more likely to speak to a decision maker and less likely to be routed through a call centre. For anyone who wants an actual conversation, that is worth something.
The limitation is the same as with every direct buyer. Berkshire produces the Berkshire number. Whether that number is competitive is a question only the rest of the market can answer, and the honest way to find out is to let other buyers look at the same file.
What reviewers report.
Berkshire Settlements holds a 5.0 rating from 5 reviews on Google. The sample is small, and it spans an unusually long period. The oldest review is roughly five years old and the most recent was posted about four months ago, which suggests a firm that closes steadily rather than one collecting feedback in bulk.
One name recurs across the reviews. Peter Spreen is credited by multiple reviewers for walking them through the process, explaining how a policy sale works, and staying responsive through the paperwork. Google has tagged easy paperwork as a recurring theme across the reviews.
Windsor will be straight about the limits. Five reviews is not a body of evidence. What it does show is consistency over several years and a named person taking responsibility for cases, which is more useful than a wall of anonymous five star ratings collected in a single quarter.
Who qualifies.
Buys life insurance policies directly from policyowners. Licensed as a life or viatical settlement provider in a broad list of states, with the list growing over time. Current licensing for a given state should be confirmed before proceeding.
Ownership and corporate structure.
Berkshire Settlements, Inc. is family owned and operated and based in Atlanta, Georgia. It appears on state licensed provider lists including California.
Berkshire Settlements is a family owned Atlanta direct buyer that purchases life insurance policies and is a member of LISA.
Common questions about Berkshire Settlements.
Is Berkshire Settlements legitimate?
Yes. It is a licensed life settlement provider based in Atlanta, a member of the Life Insurance Settlement Association, and holds a 5.0 rating from 5 reviews on Google.
Is Berkshire Settlements related to Berkshire Hathaway?
No. Berkshire Settlements is a family owned company in Atlanta and is not affiliated with Warren Buffett Berkshire Hathaway. The names are similar and the businesses are not connected.
Does Berkshire buy policies directly?
Yes. Berkshire is a direct buyer, not a broker. It purchases policies rather than shopping them to other companies.
How can Berkshire be reached?
By phone at 800-233-1745 or by email at info@berkshiresettlements.com. The office is on Krog Street in Atlanta.
Will Berkshire pay more than a larger buyer?
Sometimes. Smaller buyers building a portfolio can bid harder than a market leader that already wins plenty of deals. It varies by policy.
Should a policyowner get more than one offer?
Yes. One offer shows what one company thinks. See companies that buy life insurance policies for who else is in the market.
What about term policies?
Term usually has to be convertible to permanent coverage before a buyer will look at it. See term life insurance policy.
Details last verified 07/27/2026