1.888.994.6376

Call Windsor today!

(888)-994-6376

Life Settlement Companies /

Berkshire Settlements

Contact

Berkshire Settlements
berkshiresettlements.com
800-233-1745
info@berkshiresettlements.com

Resources

Read Reviews
Settlement Calculator

Market Role

Direct Buyer
Buys policies directly

Qualification

Buys life insurance policies directly from policyowners. Licensed as a life or viatical settlement provider in a broad list of states, with the list growing over time. Current licensing for a given state should be confirmed before proceeding.

Short Summary

Berkshire Settlements is an Atlanta based, family owned life settlement provider. It buys policies directly rather than brokering them, and it has been licensed in a growing list of states since the mid 2010s. It is a member of the Life Insurance Settlement Association and takes a noticeably plain approach to its own marketing. There are no television commercials and no sun-kissed retirees on a beach.
Berkshire Settlements, Inc. is family owned and operated and based in Atlanta, Georgia. It appears on state licensed provider lists including California.
Berkshire Settlements homepage shown on a desktop monitor

Company Reviews

Berkshire Settlements holds a 5.0 rating from 5 reviews on Google. The sample is small, and it spans an unusually long period. The oldest review is roughly five years old and the most recent was posted about four months ago, which suggests a firm that closes steadily rather than one collecting feedback in bulk.

One name recurs across the reviews. Peter Spreen is credited by multiple reviewers for walking them through the process, explaining how a policy sale works, and staying responsive through the paperwork. Google has tagged easy paperwork as a recurring theme across the reviews.

Windsor will be straight about the limits. Five reviews is not a body of evidence. What it does show is consistency over several years and a named person taking responsibility for cases, which is more useful than a wall of anonymous five star ratings collected in a single quarter.

last verified:
07/27/2026

A Closer Look For Policyowners

Berkshire is small compared with the largest buyers, and that cuts both ways. A smaller provider building a portfolio often has to bid harder to win a policy, which can work in a seller favour. It also means they will pass on files that do not fit, and they will not be in the market for everything.

The family ownership shows up in how cases are handled. A policyowner is more likely to speak to a decision maker and less likely to be routed through a call centre. For anyone who wants an actual conversation, that is worth something.

The limitation is the same as with every direct buyer. Berkshire produces the Berkshire number. Whether that number is competitive is a question only the rest of the market can answer, and the honest way to find out is to let other buyers look at the same file.

Understanding The Market

There is a pattern in this market that is easy to miss. The biggest buyers do not have to stretch, because they already win plenty of deals. Smaller buyers who are still building a book often do have to stretch, because losing a policy costs them more.

That does not mean a small buyer always pays more. It means the spread between offers is real and it is not predictable from the outside. Two providers looking at the same medical file and the same premium schedule will land in different places often enough that guessing is a bad strategy.

Frequently Asked Questions

Is Berkshire Settlements legitimate?

Yes. It is a licensed life settlement provider based in Atlanta, a member of the Life Insurance Settlement Association, and holds a 5.0 rating from 5 reviews on Google.

Is Berkshire Settlements related to Berkshire Hathaway?

No. Berkshire Settlements is a family owned company in Atlanta and is not affiliated with Warren Buffett Berkshire Hathaway. The names are similar and the businesses are not connected.

Does Berkshire buy policies directly?

Yes. Berkshire is a direct buyer, not a broker. It purchases policies rather than shopping them to other companies.

How can Berkshire be reached?

By phone at 800-233-1745 or by email at info@berkshiresettlements.com. The office is on Krog Street in Atlanta.

Will Berkshire pay more than a larger buyer?

Sometimes. Smaller buyers building a portfolio can bid harder than a market leader that already wins plenty of deals. It varies by policy.

Should a policyowner get more than one offer?

Yes. One offer shows what one company thinks. See companies that buy life insurance policies for who else is in the market.

What about term policies?

Term usually has to be convertible to permanent coverage before a buyer will look at it. See term life insurance policy.

Let's Talk About Your Policy

Monday-Friday
9am-5pm CT
1-888-994-6376

Life Settlement Resources