Cancer Care Financial is a fellow viatical settlement broker that works exclusively with cancer patients and other seriously ill policyowners. Like Windsor, it represents the policyowner and takes the policy to licensed buyers rather than purchasing it, which keeps its role on the seller’s side throughout.

The firm is licensed in all 50 states and caps its commission at 10 percent. Its focus on viatical cases means a lower entry point than most life settlement companies use, with policies of $50,000 or more considered, which fits the needs of patients whose priority is speed and simplicity. A viatical settlement is open to anyone with a terminal or chronic illness, not cancer patients alone.

Cancer Care Financial puts the process at roughly four to ten weeks from start to finish, with gathering medical records usually the slowest part. For policyowners managing a serious diagnosis, the company offers a focused path to converting a policy into funds that can be used for treatment, care, or living expenses.