Cancer Care Financial

Contact

Cancer Care Financial
cancercarefinancial.com
844-440-7355

Market Role

Broker
Seeks offers from multiple buyers

Qualification

Works with policyowners who have a terminal or chronic illness, with cancer as the primary focus. Policies of $50,000 or more can be considered. The company puts the full process at four to ten weeks and cites payouts of 50 to 80 percent of face value depending on the case.

Short Summary

Cancer Care Financial is a viatical settlement broker built around one audience: people facing a cancer diagnosis who need money now. It represents the policyowner rather than buying policies, and it takes cases to licensed buyers on the seller behalf. The company is closely tied to Life Policy Solutions, an established life settlement broker that also appears in this directory. The two share contact details and staff. Cancer Care Financial is best understood as the viatical-facing brand of that operation rather than a separate firm.
Cancer Care Financial operates alongside Life Policy Solutions, an established life settlement broker that also appears in this directory. The two share contact details and staff, and Cancer Care Financial is best read as the viatical-facing brand of that operation.

Company Reviews

Independent review coverage for Cancer Care Financial is thin. Windsor checked Google, Trustpilot and the Better Business Bureau in July 2026 and found no substantial consumer review presence on any of them.

Niche brands operating under a larger parent often carry no separate review record, and the testimonials published on the company own site are selected rather than representative.

For a viatical case the more useful checks are the license and the affiliation. Ask which state issued the broker license, confirm it with that regulator, and ask how the firm relates to Life Policy Solutions, with which it shares contact details and staff.

last verified:
07/27/2026

A Closer Look For Policyowners

Windsor will say the obvious thing first. Cancer Care Financial is a fellow life settlement broker and it operates the way Windsor does. Both are brokers. Both represent the seller. Both are fiduciaries. Neither buys the policy. So the usual argument on this site, that a broker beats a direct buyer because competition raises the price, does not separate the two firms. It applies to both equally.

The focus is real and it is useful. A brand built entirely around cancer patients means the people answering the phone have heard the situation before. For someone in treatment, dealing with a company that already understands oncology timelines and out-of-pocket costs is not a small thing. The lower policy floor of $50,000 is also appropriate. Most life settlement companies will not look at a policy that size, and for a viatical case they should.

The honest limitation is scope. Cancer is not the only qualifying diagnosis. ALS, advanced heart failure, end stage renal disease, Alzheimer disease and many other conditions can qualify for a viatical settlement. A brand named for one disease is not the natural home for the rest. Windsor takes all of them, and also handles standard life settlements for people who are simply older rather than ill.

One point outranks the choice of broker. Before selling to anybody, a policyowner should check whether the policy carries an accelerated death benefit. If it does, the insurance company may advance part of the death benefit at no cost and with no sale. Any broker that does not raise this early is not doing the job properly.

Understanding The Market

Viatical pricing turns on life expectancy, and life expectancy on a serious diagnosis is a moving number. Two underwriters reading the same medical file can land months apart, and months translate directly into dollars on the offer.

This is exactly the situation that calls for several buyers, because underwriters read the same records differently and their bids spread out. A single provider gives a single reading of the file. A broker running the case to many buyers turns that spread into competition, and the seller keeps the difference.

Frequently Asked Questions

Is Cancer Care Financial legitimate?

Yes. Cancer Care Financial is a viatical settlement broker working with people who have a serious or terminal diagnosis. It is closely tied to Life Policy Solutions, an established broker that also appears in this directory.

Does Cancer Care Financial buy policies?

No. It is a broker, which means it represents the policyowner and takes the policy to licensed buyers rather than purchasing it. Windsor works the same way. The difference between viatical settlement brokers and buyers is the single most useful thing to understand in this market.

Is cancer the only qualifying diagnosis?

No. The brand is built around cancer patients, but a viatical settlement is open to anyone with a terminal or chronic illness. See who qualifies.

What size policy is needed?

Cancer Care Financial says a policy of $50,000 or more can be considered. That floor is lower than most life settlement companies use, which suits viatical cases.

How long does the process take?

The company puts it at four to ten weeks from start to finish, which matches what Windsor sees. Gathering medical records is usually the slowest part.

How much does a policy sell for?

Cancer Care Financial cites 50 to 80 percent of face value. Viatical payouts run far higher than life settlement payouts because life expectancy is shorter. The actual number depends on diagnosis, prognosis, policy type and premium cost.

Is the money taxable?

A viatical settlement is usually tax free when the insured is certified as terminally ill. That is one of the largest differences between a viatical and a standard life settlement. See viatical settlement taxes.

What should be checked before selling?

Whether the policy already carries an accelerated death benefit. Some policies pay out part of the death benefit directly from the carrier at no cost. That should be used before selling to anyone, Windsor included.

How does Cancer Care Financial differ from Windsor?

Both are brokers, both represent the policyowner and both are fiduciaries. Cancer Care Financial focuses on cancer. Windsor handles the full range of diagnoses and both life and viatical settlement cases.

How many companies should a policyowner contact?

One broker is enough, because a broker already takes the policy to many buyers. Calling five direct buyers one at a time and repeating a medical history to each is the thing to avoid. The list of companies that buy life insurance policies explains who does what.

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