Miami is one of the nation’s busiest life settlement markets. With a large retiree population and significant wealth, many policyholders here discover their policies are worth far more than they expected. But not all companies play fair. Some direct buyers run multiple life settlement “marketing companies,” creating the illusion of choice while funneling you into one low offer. Others use pressure tactics—“expiring” offers, relentless phone calls, and distressing emails—to force a quick decision.
Windsor provides a better option. As an independent broker, we represent policyholders, not buyers. Your policy is introduced to a wide network of institutional investors who compete for it. That competition, paired with Windsor’s full-service guidance, delivers stronger offers and a better life settlement experience for Miami residents.
Policyholders across Miami and South Florida choose Windsor for our independence, service, and results:
Higher Payouts – Multiple buyers competing for your policy typically means stronger offers than selling direct.
Full-Service Guidance – From valuation and underwriting to negotiation and closing, Windsor manages the details.
No Pressure Tactics – We never use “expiring” offers, harassing calls, or pushy emails. Your decision is always yours.
Trusted Experience – With over 16 years of life settlement expertise, Windsor brings clarity and credibility to the process.
Florida protects policyholders with clear rules designed to ensure fairness and transparency:
15-Day Right to Rescind – You may cancel a settlement within 15 days of receiving proceeds by returning them.
👉 Florida Statutes §626.9924(2)
Escrow & Quick Payouts – Settlement funds must be placed in escrow and released within three business days of insurer confirmation.
👉 Florida Statutes §626.9924(3–5)
Written, Witnessed Consent – Agreements require clear, signed, and witnessed consent before validity.
👉 Florida Statutes §626.9924(1)
Licensed Brokers & Providers – Florida requires both brokers and providers to be licensed by the Department of Financial Services.
👉 Florida Statutes §626.9911 et seq.
These protections give Miami policyholders time, transparency, and security. Windsor embraces them fully—while eliminating the pressure tactics used by life settlement “marketing companies.”
From Coral Gables and Kendall to Aventura and Miami Beach, Windsor helps policyholders throughout Miami-Dade County. With a remote-friendly, full-service process, you can explore offers from home while Windsor drives national investor competition for your policy.
If you’re a Miami policyholder considering a life settlement, don’t leave your future in the hands of direct buyers or life settlement “marketing companies.” Windsor creates real competition, delivers stronger offers, and provides a better life settlement experience.