For many Pennsylvania policyholders, a life settlement can unlock significant value from a policy that’s no longer needed. The challenge? Too many buyers operate multiple life settlement “marketing companies,” creating the illusion of choice while pushing you toward one lowball offer. Others lean on pressure tactics—“expiring” offers, constant phone calls, and distressing emails—to force quick decisions.
Windsor eliminates that frustration. As an independent life settlement broker, we represent you, not the buyers. We put your policy in front of a wide network of institutional investors who compete for it. Behind the scenes, Windsor handles the countless hours of underwriting, negotiations, and paperwork. The result: stronger offers and a better life settlement experience for Pennsylvania policyholders.
From Philadelphia to Pittsburgh, Harrisburg to Erie, policyholders trust Windsor because we deliver:
Higher Payouts – Competition among multiple investors typically means stronger offers.
Full-Service Support – We take on the hours of work, manpower, and stress that the process requires.
No Pressure Tactics – No “expiring” deadlines, no harassing phone calls, no pushy emails.
Experienced Guidance – With over 16 years of industry expertise, Windsor brings confidence and clarity.
Pennsylvania regulates life settlements under the Life Settlements Act (2008), which provides strong protections:
Rescission Rights – Policyholders may rescind a settlement within 15 days after receiving proceeds by returning them.
👉 40 P.S. § 626.10(b)
Escrow Requirement & Payout – Settlement proceeds must be deposited in escrow and released to the policyholder within 3 business days after the insurer acknowledges policy transfer.
👉 40 P.S. § 626.10(c)
Disclosure Requirements – Brokers must disclose alternatives (accelerated death benefits, policy loans), tax implications, possible effects on public assistance, compensation, rescission rights, and insurer contact details.
👉 40 P.S. § 626.10(a)
Licensing & Oversight – Providers and brokers must be licensed by the Pennsylvania Insurance Department, which has authority to regulate and penalize violators.
👉 40 P.S. § 626.3
These laws ensure Pennsylvania policyholders benefit from time, transparency, and protection. Windsor goes further—removing the hours, manpower, and stress from the process while securing stronger offers.
From Center City Philadelphia to suburban Pittsburgh, Windsor supports policyholders statewide. Our process is remote-friendly and designed for convenience—so you can explore offers from home while Windsor handles the work.
If you’re a Pennsylvania policyholder considering a life settlement, don’t settle for less with direct buyers or life settlement “marketing companies.” Windsor ensures your policy reaches real competition—and we take on the stress, hours, and details to deliver the best possible outcome.