When faced with a terminal diagnosis and just 18 months to live, Ted Muller, a New York City native, was determined not to let his remaining time slip away without creating unforgettable memories. Faced with rising expenses and the desire to fund his bucket list adventures, Ted sought an unconventional solution: selling his life insurance policy through a life settlement.
After exploring several options, Ted connected with Cindy Deacon at Windsor Life Settlements. Cindy informed him about an Accelerated Death Benefit (ADB) rider attached to his policy, a feature that could provide funds quickly. Cindy recommended a life settlement, but where multiple institutional buyers could compete to make offers if his case was presented to the market professionally.
The result? A dramatically higher payout—enough for Ted to say yes to everything he’d once put off.
That decision paid off. The policy sold quickly and for a sum that exceeded even the most generous ADB offer. With the newfound funds, Ted and his wife dove into their dreams: Ted secured his long-desired car from Addison, Illinois, while his wife found joy in what she humorously described as joining the “Chippendale Dancer of the Month Club.”
In heartfelt messages to Windsor Life Settlements, Ted shared his appreciation for the journey, thanking Cindy for her role in helping him achieve a sense of freedom and joy during a challenging time. “Thanks again,” he wrote, “it was an interesting journey from start to finish. I am glad you were part of it.”
Beyond his personal story, Ted emphasized the value of life settlements, which often remain an untapped financial resource for policyholders. With billions of dollars’ worth of insurance policies lapsing annually, he hoped more people would consider this option and use it to unlock meaningful life experiences.
In his final message to Cindy, Ted summed up his journey with the powerful declaration:
“Thanks to you, I can now concentrate on my own well-being and ponder the four words that sends chills up the spine of our new policy owner,
“Long Live the King!””
