Here Are All The Companies That Buy Life Insurance Policies

Save This List As Your Personal Life Settlement Resource

You are absolutely welcome to use this list on your own. Many people do.

There are eleven companies featured here.

That means eleven initial phone calls you can make. Eleven times introducing yourself. Eleven times repeating the same information. Eleven times answering the same questions about your policy, your age, your health, your premiums, and why you are exploring a life settlement in the first place.

If you decide to keep going, it doesn’t stop there.

It will mean intake forms from multiple companies. Follow-up emails from multiple companies. Calls at all hours. Requests for authorizations and signatures.

Chasing records from doctors’ offices. Chasing documents from insurance companies.

Responding to new questions from people who were not on the first call.

Keeping track of who is a direct buyer, who is a broker, who is a marketing company, and who is actually making a decision.

Some policyowners will do all of that themselves.

Or You Can Hire Windsor And Get Back To Living

Or you can hire Windsor and get back to living your life.

Windsor has been doing this since 2012. We know this market. We know these companies. More importantly, our relationships are strong enough that we can often move past the noise and go straight to the people who matter.

That matters for two reasons.

First, it helps us consistently secure higher offers by bringing real competition into the process.

Second, it gives policyowners something just as valuable: time.

Time back to focus on family. Time back to focus on health. Time back to do literally anything other than manage a long, repetitive, administrative process on your own.

That is what Windsor offers.

Higher offers.
More money.
More time.

The Better Use Of Your Time

A life settlement may be worth pursuing. That does not mean it is the best use of your time to pursue it alone.

You can spend your days calling eleven companies, filling out eleven sets of forms, answering the same questions over and over, and managing the follow-up yourself.

Or you can let Windsor handle the work and get back to living.

Direct Buyers, Brokers, And Marketing Companies

A direct buyer, also called a provider, may make an offer directly.

A broker represents the policyowner and shops the case to buyers.

A marketing company usually serves as the front end. It gathers information, qualifies leads, and refers qualified cases to licensed providers or other entities.

This list includes all three so readers can better understand where they may actually receive an offer and where they may simply begin the process.

Coventry Direct

• Role: Marketing company
• Does it make offers directly: No

Coventry Direct is a consumer-facing intake path. Its own terms say it is a marketing company, not a life settlement provider or broker, and that it refers qualified policies to a licensed entity. For a policyowner, that means Coventry Direct may be a starting point, but it is not the final buyer itself.

Website URL: https://www.coventrydirect.com/
Calculator URL: https://www.coventrydirect.com/get-started/

Coventry First

Role: Direct buyer / provider platform

Does it make offers directly: Yes

Coventry is one of the most established names in the life settlement market. Its corporate site positions Coventry as a market leader, which is exactly why policyowners should think beyond contacting one familiar name and instead think about how broadly their policy is being seen.

Website URL: https://www.coventry.com/
Calculator URL: N/A

Abacus Life

Role: Direct buyer / provider

Does it make offers directly: Yes

Abacus presents itself as a direct buyer of life insurance policies. If you contact Abacus, you are contacting a company that says it can directly evaluate and potentially purchase a qualifying policy. It also offers a public calculator path.

Website URL: https://abacuslifesettlements.com/
Calculator URL: https://abacuslifesettlements.com/life-settlement-calculator/

Magna Life Settlements

Role: Direct buyer / provider

Does it make offers directly: Yes

Magna is a direct buyer with a strong consumer-facing presence and a public calculator. As a practical matter, Magna is usually more relevant for larger policies and older insureds. It generally focuses on policies above $500,000 and is rarely the natural fit for insureds under 65 regardless of health. Magna also acquired Mason Finance, so readers who recognize the Mason name should understand that Magna is now the more relevant route.

Website URL: https://www.magnalifesettlements.com/
Calculator URL: https://www.magnalifesettlements.com/calculator/

Mason Finance

Role: Legacy brand now part of Magna

Does it make offers directly: No longer a standalone route

Mason Finance is still a recognizable name in this space, but it is best understood today as a legacy consumer brand that was acquired by Magna. For most policyowners, the practical path now is Magna rather than a separate Mason process.

Website URL: N/A
Calculator URL: N/A

LifeRoc Capital

Role: Direct buyer / provider

Does it make offers directly: Yes

LifeRoc presents itself as a life settlement provider and also emphasizes its buyer and funder network. That makes it another example of a company that may directly evaluate a policy while also participating in a broader market structure. It also has a public policy valuation page.

Website URL: https://liferoccapital.com/
Calculator URL: https://liferoccapital.com/policy-valuation/

Ovid Life

Role: Marketing company

Does it make offers directly: No

Ovid is another consumer-facing brand that makes the intake process look simple, but its own terms are clear that it is a marketing company, not a life settlement provider or broker, and that it refers qualified policyowners to one or more licensed providers, including affiliates. It offers a get-started path, but policyowners should understand what role the company actually plays.

Website URL: https://www.ovidlife.com/
Calculator URL: https://www.ovidlife.com/get-started/

Evergreen Life Settlements

Role: Broker

Does it make offers directly: No

Evergreen presents itself as a seasoned life settlement broker. That means it is not the final buyer. Its role is to represent the policyowner, manage the market process, and work to generate competitive interest from buyers. For readers comparing companies, Evergreen is a good example of why not every company on a search results page plays the same role.

Website URL: https://evergreensettlements.com/
Calculator URL: N/A

Habersham Funding

Role: Direct buyer / provider

Does it make offers directly: Yes

Habersham is generally treated as a provider in regulator and published references. It belongs on this page because it is another example of a real buyer in the market, not simply a consumer-facing marketing brand.

Website URL: http://www.habershamfunding.com
Calculator URL: N/A

Apex Settlement Group

Role: Direct buyer / provider

Does it make offers directly: Yes

Apex is another direct buyer with a public calculator. It is useful for readers because it shows the difference between a provider that may make offers directly and a company that is mainly acting as a lead-generation front end.

Website URL: https://www.apexlifesettlements.com/
Calculator URL: https://www.apexlifesettlements.com/life-settlements/calculator/

Q Capital Strategies

Role: Direct buyer / provider

Does it make offers directly: Yes

Q Capital presents itself as a full-service life settlement provider and also offers a quote page. It is another example of a company that may directly participate in purchasing rather than simply collecting consumer information and passing it elsewhere.

Website URL: https://www.qcapital.com/
Calculator URL: https://www.qcapital.com/quote/

You Can Pursue This Yourself

If you want to go company by company, you can.

You can fill out each form yourself, compare who is a real buyer and who is not, figure out which companies are likely to fit your policy, repeat your information several times, and manage the process on your own.

Some policyowners will choose to do exactly that.

Or You Can Let Windsor Handle The Work

Despite advancements, the life settlement process is not great. In fact it’s long and tedius especially for those interested is getting the best possible offer. 

Windsor offers a different path.

Instead of spending your own time chasing the market, Windsor can help test the market for you. That means less time spent sorting through company types, less time filling out forms, less time repeating the same information, and less time trying to determine whether you have actually reached the right buyers.

This is not only about convenience.

It is about higher offers, more money, and more time.

Higher offers can come from competition.
More money can come from broader market exposure.
More time comes from not having to carry the process yourself.

The Real Choice On This Page

The choice is not simply which company name you recognize.

The real choice is whether you want to navigate this market alone or have one experienced team handle it for you.

You are welcome to use the list above and keep pursuing a life settlement on your own.

But if you would rather have Windsor test the market and do the work, that is exactly what Windsor is here to do.