Ashar Group is a fellow life settlement broker, independent and nationally licensed, that has focused solely on the life settlement and policy valuation space since 2003. Like Windsor, Ashar represents the policyowner as a fiduciary and creates a competitive auction among vetted institutional buyers to pursue the strongest offer for the seller.

Ashar works on the seller’s side only. It does not sell insurance, provide financial planning, or purchase policies, which keeps its role as the policyowner’s representative clear throughout the transaction. The firm is a longstanding resource for financial professionals, including planners, attorneys, trust officers, and CPAs, who bring life settlement questions on behalf of their clients.

For policyowners weighing whether a policy has market value, Ashar publishes a public questionnaire that considers age, health, policy type, premiums, loans, and cash surrender value. A life settlement is a legal right in all 50 states, and Ashar’s process is built to help policyowners understand what a policy may be worth on the secondary market.