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Selling a Life Insurance Policy in Georgia

For Georgia policyholders, a life settlement can be a powerful way to unlock hidden value. Unfortunately, many companies make the process confusing, disguising themselves through multiple life settlement “marketing companies” and pressuring policyholders with “expiring” offers, constant phone calls, or distressing emails.

Windsor does things differently. As an independent broker, we represent you, not the buyers. By presenting your policy to a broad network of institutional investors, we create true competition—ensuring stronger offers and a better life settlement experience from start to finish.

Why Windsor Stands Out for Georgia Residents

Policyholders across Atlanta, Savannah, and beyond choose Windsor because we combine independence, service, and results:

  • Higher Offers – Competition among multiple buyers typically delivers far more value than selling directly.

  • Full-Service Support – From valuation through negotiation and closing, Windsor manages the details.

  • No Pressure Tactics – We never push “expiring” offers, call relentlessly, or flood your inbox. You decide on your timeline.

  • Trusted Experience – With over 16 years of expertise, Windsor simplifies a complex process into clear, confident steps.

For Georgia residents, Windsor means more than a transaction—it’s a safeguard for your interests and a partner who fights for your best outcome.

Local Insider Knowledge: Georgia Legal Protections

Georgia law gives policyholders clear rights and protections when selling a life insurance policy:

  • 15-Day Rescission Period – You can cancel a settlement within 15 days of signing by returning the proceeds.
    👉 Georgia Code §33-59-9(e)

  • Escrow Requirement – Settlement proceeds must be held in escrow and paid within three business days after the insurer confirms the policy transfer.
    👉 Georgia Code §33-59-9(f)

  • Clear Disclosures – Brokers must provide disclosures about tax consequences, creditor claims, alternatives like policy loans or accelerated benefits, and the broker’s compensation.
    👉 Georgia Code §33-59-9(c)

  • Licensing Requirements – Brokers and providers must be licensed with the Georgia Insurance Commissioner.
    👉 Georgia Code §33-59-3

These protections ensure Georgia policyholders can make informed, pressure-free decisions. Windsor not only complies with these safeguards—we exceed them, offering independence and full-service support throughout the process.

Serving Policyholders Across Georgia

From Atlanta to Augusta, Savannah to Macon, Windsor helps policyholders statewide. Our process is designed for convenience—you can review offers and make decisions from home, while Windsor brings national investor competition to your policy.

Ready to Move Forward?

If you’re considering a life settlement in Georgia, don’t settle for less with direct buyers or life settlement “marketing companies.” Windsor ensures your policy reaches real competition—delivering stronger offers and a better experience.

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Before You Go!

If you’re considering a life or viatical settlement, and you found our writing helpful, consider joining the Windsor newsletter.  It’s produced by policyholders, life insurance agents, brokers, and financial professionals, giving our readers a comprehensive resource to help guide their life settlement experience and secure the best result.  

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