Illinois policyholders often discover their life insurance is worth more than they thought—if they know where to look. Unfortunately, many direct buyers disguise themselves through multiple life settlement “marketing companies,” creating the illusion of options while steering you toward one lowball offer. Others use pressure tactics like “expiring” offers, endless phone calls, and distressing emails.
Windsor offers a better path. As an independent life settlement broker, we represent you—not the buyers. By presenting your policy to a network of institutional investors, we create real competition. The result? Stronger offers and a better life settlement experience.
Across Chicago and the entire state, policyholders choose Windsor for our independence, service, and track record:
Higher Offers – Competition drives payouts higher than direct sales.
Full-Service Guidance – From valuation to underwriting and negotiation, Windsor handles it all.
No Pressure Tactics – No “expiring” offers, harassing calls, or pushy emails—ever.
Proven Experience – With over 16 years in the industry, Windsor knows how to maximize your policy’s value.
For Illinois residents, Windsor means more than a transaction—it’s a safeguard for your interests and a partner who fights for your best outcome.
Illinois policyholders are protected by specific laws that make life settlements safer and more transparent:
15-Day Rescission Right – You may cancel the settlement within 15 days after receiving funds by returning the proceeds.
👉 215 ILCS 159/55
Escrow Requirement – Settlement proceeds must be held in escrow and paid to you within 3 business days of insurer confirmation.
👉 215 ILCS 159/55(f)
Clear Disclosure Mandates – Brokers must provide plain-English disclosures about tax implications, alternatives, broker compensation, and your rescission right.
👉 215 ILCS 159/25
Licensing & Regulation – Providers and brokers must be licensed by the Illinois Department of Insurance.
👉 215 ILCS 159/10
These statewide protections ensure Illinois policyholders can make fully informed, pressure-free decisions. Windsor embraces these standards and goes beyond them to protect your interests.
From Chicago and the North Shore to Springfield and Peoria, Windsor supports policyholders statewide. Our process is built for convenience—remote-friendly, transparent, and designed around you—while still connecting you to a national network of buyers.
If you’re considering a life settlement in Illinois, don’t leave money on the table with direct buyers or life settlement “marketing companies.” Windsor ensures your policy is introduced to true competition—delivering stronger offers and a better experience.