From the Jersey Shore to Hoboken, many policyholders discover that life settlements can provide meaningful value. But the process isn’t always transparent: some buyers hide behind multiple life settlement “marketing companies,” while employing pressure tactics that include “expiring” offers and harassing communication.
Windsor does things differently. As an independent life settlement broker, we represent you—not the buyers. With our full-service guidance, we handle the hours, stress, and logistics of securing the best offer by tapping into a network of institutional investors.
Policyholders statewide choose Windsor for a combination of independence, support, and results:
Stronger Offers Through Competition – Access to multiple investors often translates into higher proceeds.
Complete Support System – We take on the complex negotiations, paperwork, and stress—so you can stay in control.
No Pressure Tactics – No “expiring” offers, no harassing calls, no email stress—just clarity and dignity.
Trusted Tenure – With over 16 years of experience, Windsor delivers results with transparency.
New Jersey offers powerful legal protections for policyholders in life settlements:
30/15 Rescission Period – You can cancel the settlement within 30 days of signing or 15 days after receiving proceeds, whichever is earlier—with full repayment required. If the insured passes away during the rescission window, the contract is automatically rescinded with refund obligation.
Escrow & Prompt Payout – Once transfer documents reach the escrow agent, the provider must deposit proceeds into escrow within three business days. Funds are released once the insurer confirms the policy transfer.
Disclosure & Contact Standards – Providers must deliver a clear, separate document disclosing affiliations, broker information, death benefit details, escrow agent info, and contact limits for health updates (max quarterly if life expectancy >1 year; monthly if ≤1 year).
Regulatory Oversight & Licensing – Providers and brokers must be licensed and follow rules to guard against fraud, including strict advertising standards and enforcement powers like license revocation and civil penalties
These laws ensure New Jersey policyholders have clear timelines, transparency, and protection. Windsor not only honors these rules—but exceeds them, delivering a smoother, safer, and stronger experience
From Newark to Princeton, Cherry Hill to Paterson, Windsor supports policyholders throughout New Jersey. Our seamless, remote-friendly process allows you to get the most value from your policy—without travel, pressure, or confusion.
If you’re exploring a life settlement in New Jersey, don’t settle for one call or one buyer. Let Windsor handle the hours, stress, and complex details—so you get the best possible offer with full peace of mind.