For San Diego policyholders, a life settlement can unlock value from a life insurance policy that no longer fits your financial plan. But too often, the process feels overwhelming. Direct buyers may operate multiple life settlement “marketing companies,” creating the illusion of choice while steering you toward a single lowball offer. Others lean on pressure tactics—“expiring” offers, endless calls, and distressing emails—that make an already complex decision even harder.
Windsor changes that. As an independent life settlement broker, we represent you—not the buyers. Our team takes on the countless hours of underwriting, paperwork, negotiations, and coordination required to secure the best results. By introducing your policy to a network of institutional investors, Windsor creates real competition—delivering stronger offers and a better life settlement experience for San Diego policyholders.
From La Jolla to Coronado and beyond, San Diegans trust Windsor because we deliver:
Higher Settlement Values – Real competition drives stronger payouts than direct sales.
Full-Service Dedication – Windsor manages the hours, stress, and manpower needed to maximize your outcome.
No Pressure Tactics – No “expiring” offers. No harassing calls. No pushy emails.
Trusted Experience – With more than 16 years of industry expertise, Windsor provides clarity and confidence.
California has some of the nation’s strongest consumer protections for policyholders:
15-Day Right to Rescind – You can rescind a life settlement within 15 days of signing or receiving funds, by returning the proceeds.
👉 California Insurance Code §10113.2(b)
Escrow & Prompt Payment – Settlement proceeds must be placed in escrow and released to you within 3 business days of insurer acknowledgment.
👉 California Insurance Code §10113.2(c)
Mandatory Disclosures – Brokers must provide plain-English disclosures covering alternatives (loans, accelerated death benefits), tax implications, possible loss of benefits, rescission rights, and broker compensation.
👉 California Insurance Code §10113.2(a)
Strict Licensing – Brokers and providers must be licensed by the California Department of Insurance, ensuring compliance and consumer safety.
👉 California Insurance Code §10113.1
These safeguards protect San Diego policyholders from pressure tactics and ensure a transparent, fair settlement process. Windsor embraces these standards and goes further—taking the stress, hours, and labor off your shoulders.
From downtown San Diego to La Mesa, Chula Vista, and North County, Windsor helps policyholders across the region. Our process is remote-friendly and built for convenience while still connecting you to a national marketplace of investors.
If you’re considering a life settlement in San Diego, don’t leave your financial future in the hands of direct buyers or life settlement “marketing companies.” Windsor ensures your policy reaches true competition—while handling the stress, hours, and details needed to secure the best outcome.