In the heart of Silicon Valley, San Jose policyholders expect clarity, independence, and results. But in the life settlement industry, many encounter the opposite. Direct buyers often operate multiple life settlement “marketing companies,” creating the illusion of choice while steering you toward one lowball offer. Others rely on pressure tactics like “expiring” offers, relentless phone calls, or distressing emails to force quick decisions.
Windsor provides a better solution. As an independent broker, we represent you—not the buyers. We introduce your policy to a wide network of institutional investors who compete for it. That competition, combined with Windsor’s full-service guidance, delivers a better life settlement experience for San Jose policyholders.
Across Silicon Valley, policyholders turn to Windsor for independence, experience, and stronger outcomes:
Higher Payouts – Real competition drives offers higher than direct sales ever could.
Full-Service Guidance – From valuation to closing, Windsor manages the process so you can decide with confidence.
No Pressure Tactics – No expiring offers, endless calls, or pushy emails. You control the pace.
Trusted Experience – With 16+ years in the industry, Windsor has the expertise to deliver clarity and results.
California has some of the nation’s most robust life settlement regulations. Here are key protections:
15-Day Rescission Period – You may cancel a settlement within 15 days after signing or receiving funds, by returning the proceeds.
👉 California Insurance Code §10113.2(b)
Escrow Requirement – Settlement proceeds must go into escrow and be released to you within three business days of insurer confirmation.
👉 California Insurance Code §10113.2(c)
Clear Disclosures – Brokers must disclose tax implications, alternatives (accelerated death benefits, policy loans), possible loss of benefits, and broker compensation.
👉 California Insurance Code §10113.2(a)
Strict Licensing – All brokers and providers must be licensed by the California Department of Insurance.
👉 California Insurance Code §10113.1
These protections ensure San Jose policyholders can make informed decisions, free from the pressure tactics used by life settlement “marketing companies.” Windsor goes further—delivering independence, transparency, and stronger offers.
From downtown San Jose to Palo Alto, Cupertino, Mountain View, and Sunnyvale, Windsor supports policyholders across Silicon Valley. With a convenient, remote-friendly process, you can explore offers from home while Windsor secures competition for your policy.
If you’re considering a life settlement in San Jose, don’t limit yourself to one buyer or fall prey to life settlement “marketing companies.” Windsor ensures your policy is introduced to a competitive marketplace—delivering stronger offers and a better experience.