Most people don’t qualify, despite what the commercials might suggest. Life settlements are typically for policyholders over age 75 or those with serious health conditions.

Ask these questions to gauge transparency, culture, offers, and pressure tactics when dealing with life settlement companies.

Life settlements have a sketchy history. And the current climate isn't much better. Policyholders are urged to speak to an independent broker about their policies.

Are there companies that will buy life insurance policies? - the answer is yes. Here's a review of the more reputable ones.

Advantage policyholder. In times of market volatility, non-correlated assets like life settlements gain traction.

How your policy is presented to the market can mean the difference between a polite yawn and a bidding war.

See how a life settlement broker helped a NYC man secure his dream car.

Keeping these two documents handy will help you speed up a notoriously slow life settlement process.

The Consumer Price Index (CPI) rose by 3.2% in 2023, marking a steady increase in the cost of essential goods and services (Bureau of Labor Statistics, 2023). For retirees on fixed incomes, this presents a serious challenge.

If you're an estate planner, family law attorney, or a policyholder considering a life settlement as a financial strategy , this article is worth a quick read. This is a collection of market data, industry statistics, and case examples that...

While the immediate appeal of a direct sale might seem enticing, a deeper understanding of the process reveals why hiring a life settlement broker can often lead to a more favorable outcome.

The life settlement industry, once a niche financial market, has undergone a remarkable evolution over the years.

On many occasions, even after going through the life settlement process and fielding multiple purchase offers, it still makes more financial sense for a client to keep their policy.

You, the policyholder, can directly affect the length of the life settlement process, getting paid up to 30 days faster! Here's how.

Windsor Life Settlements plays a crucial role in facilitating the sale of a life insurance policy in the secondary market

In our experience, about 20% of our clients looking to sell their life insurance policies are seeking funds for cancer treatments. So, even with survival rates going up, the rising cost to fight cancer can be overwhelming for families.

Starting a conversation about life insurance is hard. You're basically saying let’s talk about what’s going to happen when you or I die. Being without our loved ones isn’t something anyone wants to think about let alone make a plan...

Life insurance is divided into two types. Permanent policies and term policies. While shopping for life insurance you’ll find there are actually two types of permanent policies. Both whole life insurance and universal life insurance.

Your parents have been there for you through so much and now you want to be there for them. Getting older isn’t easy. It’s also not easy for the caretakers. Caring for aging parents takes a lot of time. And...

As a person ages and health declines, life gets expensive. The cost of long term care is something many people don’t consider when planning for retirement. Long term care riders and insurance are expensive. Is it worth paying the premiums?...

There's nothing more stressful than getting a big unexpected medical bill. Or watching the bills pour in on the regular. But what happens if you don't pay your medical bills?

401K Alternatives: Do You Have A Retirement Plan? Retirement is a word that seems so far into the future until suddenly it’s not. It takes decades to develop a retirement fund. You may find that your original retirement plan isn’t...

Your life insurance policy is about to expire… Now what? You’ve spent years paying premiums and now you’re wondering if you can get anything out of it? Or maybe, your situation has changed and you need additional life insurance coverage.

Are you starting to wonder if that monthly premium is still worth it? What factors influence life insurance premiums? Let's get into it.

Life Insurance Buy Sell Agreements – The Funds For Smooth Transitions You make plans for your assets when you die. Would your family have any idea what to do with your business? Would they know how to sell it? It’s...

Life Insurance Riders Customize Policies – What Are Riders? The majority of Americans have life insurance. However, what each person is getting from their policies varies dramatically. You may have heard of life insurance riders, and wondered, what are riders?...

There are many reasons people choose policy loans. Life can leave you in the middle of financial hardship at a moment's notice. There are pros and cons to policy loans we'll dive into. But first, do they disqualify you from...

Before you cash in your policy, you might have questions about how the IRS will tax your proceeds. Life settlement brokers can help.

According to a 2015 survey published by WealthManagement.com, only 4 out of 10 financial advisors are familiar with life settlements.

Selling your life insurance policy for cash is one of the best retirement funding solutions. Don’t let that policy go to waste!

Have you considered selling your life insurance policy? Let's consider all the available options to policyholders.

We've been in the life settlement business a long time. Here are the most common reasons people sell their policies for cash.

In 2009, the IRS Revenue Ruling 2009-13 was passed. At the time, many complained that the stipulations of this ruling were unfair and poorly reasoned from a life settlement tax standpoint.

When applying for a life insurance policy and considering all of the riders available from the insurance company, many people choose to add an "accelerated death benefit" rider.

The reason is obvious but we still wrote a whole blog post about it.

Can companies so interested your health & finances ever be trusted?

The State Insurance Commissioners currently regulate life settlements in 45 states, an estimated 90% of the total US population are all covered by regulations and protections.

Transamerica Life Insurance Co. has been successfully sued for raising the cost of insurance on many of its universal life insurance policies.

An often-overlooked way to pay for assisted living News & Articles A Surprise Way To Fund Your Assisted Living As a senior, you are apt to need some sort of assistance with basic living needs as you age. Maybe you...

Life Settlement Requirements When Considering Medicaid News & Articles Medical costs, as well as assisted living and nursing home costs, are higher than ever before, and expected to rise even more in the future. For many aging adults, that presents...

States have recognized the value of life settlements to Medicaid laws for seniors.

A California couple brought a class action lawsuit against Lincoln National Insurance